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Estimates suggest that about £60 of your annual car insurance premium directly pays for losses within the insurance industry as a result of these "crash for cash" scams.

That's according to David Hindmarsh, Detective Inspector in charge of the Metropolitan Police's Operation Catcher, a 10-strong team responsible for investigating car insurance fraud throughout London.

As I was in my 40's I thought I would join a site for over 40-plus dating which you pay a subscription for and I thought would be safe.

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She was killed after her car, stranded in the outside lane, was hit by another van.One London-based gang, led by Masi Naqshbandi, committed 260 fraudulent accidents over a 15-month period, attempting to defraud the motor insurance industry of £6.5 million.Naqshbandi was sentenced to seven years and three months in prison last year.Olasemo, 37, was allowed into Britain on a student visa, where he set up a profile from his Cardiff home, pretending to be an American serviceman.The women believed heroic Captain Morgan Travis was on the lonely hearts website looking for love Ms Smith said: 'Despite having obtained substantial sums of money he then decided to say Morgan Travis had been arrested for money laundering and requested money in the guise of Sergeant James Wayne who said he was a friend of Travis.'Despite discovering Morgan Travis was a lie dreamt up by a Nigerian man called Tosin Olasemo she continued an online relationship with him after telling her he had committed the fraud because he had borrowed money from Nigerian militants and now owed them money under pain of death.

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